Last updated: 15th January 2026
luminaryx AG ("we", "us", or "our") is committed to protecting your privacy and personal data. This Privacy Policy explains how we collect, use, and protect your information when you visit our website or use our construction equipment financing services. We are the data controller for the purposes of the General Data Protection Regulation (GDPR) and German data protection laws.
The data controller responsible for your personal data is luminaryx AG, Registration Number HRB825647, located at Dorfstraße 60, 80679 Munich, Bavaria, Germany. You can contact us regarding data protection matters at privacy@luminaryx.world or by calling +49 893256364.
The data we collect includes personal information that you provide to us directly and information that is collected automatically when you use our website. We collect this information to provide our construction equipment financing services and improve your experience with luminaryx.
Information you provide directly: When you contact us through our website forms, email, or phone, we collect your name, email address, phone number, company name, equipment financing requirements, and any other information you choose to share with us. When you apply for financing, we may collect additional financial and business information necessary to assess your application.
Information collected automatically: When you visit our website, we automatically collect certain information including your IP address, browser type, operating system, referring website, pages visited, and the dates and times of your visits. This information is collected through cookies and similar technologies.
We use your personal data for various purposes based on different legal grounds. How we use your information depends on the services you use and your relationship with luminaryx.
Primary purposes: We use your data to provide construction equipment financing services, respond to your enquiries, process applications, communicate with you about our services, and fulfil our contractual obligations. We also use your information to comply with legal and regulatory requirements, prevent fraud, and protect our legitimate business interests.
Marketing and communication: With your consent, we may use your contact information to send you information about our financing products, industry news, and promotional offers. You can opt out of marketing communications at any time by contacting us at privacy@luminaryx.world.
We may use cookies and tracking technologies for analytics, advertising, and remarketing purposes, including Google Ads. These technologies help us measure campaign effectiveness, deliver relevant advertisements, and improve our services. You can manage your cookie preferences at any time through our cookie consent banner. For detailed information about the cookies we use, please refer to our Cookie Policy.
We do not sell, rent, or trade your personal information to third parties for their marketing purposes. We may share your information with trusted service providers who assist us in operating our website and providing our services, such as credit agencies for financing assessments, technology providers, and professional advisers. These parties are contractually obligated to protect your information and use it only for the specified purposes. We may also disclose your information when required by law or to protect our rights and interests.
We retain your personal data only for as long as necessary to fulfil the purposes for which it was collected, comply with legal obligations, resolve disputes, and enforce our agreements. For financing applications, we typically retain data for seven years after the end of our business relationship to comply with financial services regulations. Website analytics data is generally retained for 26 months. You may request deletion of your data earlier, subject to our legal and regulatory obligations.
Under the GDPR and German data protection law, you have several rights regarding your personal data. These rights include the right to access, rectify, erase, restrict processing, object to processing, and data portability.
You have the right to request access to your personal data, ask us to correct any inaccuracies, request deletion of your data (where legally permissible), restrict how we process your data, object to certain types of processing, and receive a copy of your data in a portable format. You also have the right to withdraw consent where our processing is based on consent, and the right to lodge a complaint with a supervisory authority if you believe your rights have been violated.
Your personal data is primarily processed within the European Union. Where we transfer data outside the EU, we ensure appropriate safeguards are in place, such as Standard Contractual Clauses or adequacy decisions. Any transfers to third countries are conducted in accordance with GDPR requirements to ensure your data receives adequate protection.
We implement appropriate technical and organisational measures to protect your personal data against unauthorised access, alteration, disclosure, or destruction. These measures include encryption, access controls, regular security assessments, and staff training. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of any material changes by posting the updated policy on our website and updating the "last updated" date. We encourage you to review this policy periodically to stay informed about how we protect your information.
If you have any questions about this Privacy Policy, wish to exercise your rights, or need to contact us regarding data protection matters, please reach out to us using the following contact information:
luminaryx AG
Data Protection Officer
Dorfstraße 60, 80679 Munich, Bavaria, Germany
Email: privacy@luminaryx.world
Phone: +49 893256364
We are committed to resolving any privacy concerns you may have and will respond to your enquiries within the timeframes required by applicable law.