Last updated: 15th January 2026
Welcome to luminaryx AG. These Terms of Service ("Terms") govern your use of our website, services, and any related applications or platforms provided by luminaryx AG, Registration Number HRB825647, a company incorporated in Germany ("Company", "we", "us", or "our"). By accessing or using our website or services, you agree to be bound by these Terms. If you do not agree with any part of these terms, you may not access or use our services.
luminaryx provides construction equipment financing services, including but not limited to equipment loans, leasing arrangements, refinancing solutions, and related financial products. Our services are designed specifically for businesses operating in the construction industry within Germany. All financing services are subject to credit approval and compliance with applicable German and European Union financial regulations.
When using our website and services, you agree to comply with all applicable laws and regulations. You are responsible for ensuring that all information provided to us is accurate, complete, and up-to-date. You must not use our services for any unlawful purposes or in any way that could damage, disable, or impair our website or services.
You agree not to attempt to gain unauthorised access to any part of our website, systems, or networks. You must not transmit any viruses, malware, or other harmful code through our systems. Any violation of these obligations may result in immediate termination of your access to our services and potential legal action.
Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which forms part of these Terms. By using our services, you consent to the collection and use of your information as described in our Privacy Policy. We are committed to complying with the General Data Protection Regulation (GDPR) and German data protection laws.
All content on our website, including but not limited to text, graphics, logos, images, software, and other materials, is the property of luminaryx AG or our licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on our website without our express written permission. The luminaryx name and logo are trademarks of luminaryx AG and may not be used without our prior written consent.
All financing applications are subject to credit approval and verification. Interest rates, terms, and conditions may vary based on creditworthiness, equipment type, and other factors. We reserve the right to decline any application at our sole discretion. The information provided on our website is for general informational purposes only and does not constitute financial advice. You should seek independent professional advice before making any financing decisions.
To the fullest extent permitted by law, luminaryx AG shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from your use of our website or services. Our total liability to you for any claims arising from these Terms or your use of our services shall not exceed the amount of fees paid by you to us in the twelve months preceding the claim. Some jurisdictions do not allow the limitation of certain damages, so these limitations may not apply to you.
You agree to indemnify, defend, and hold harmless luminaryx AG, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising from your use of our services, violation of these Terms, or infringement of any third-party rights. This indemnification obligation shall survive termination of these Terms.
These Terms shall be governed by and construed in accordance with the laws of Germany, without regard to conflict of law principles. Any disputes arising from these Terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of Munich, Germany. If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.
We reserve the right to terminate or suspend your access to our website and services at any time, with or without cause, and with or without notice. You may terminate your use of our services at any time by ceasing to use our website and services. Upon termination, your right to use our services will immediately cease, but the provisions of these Terms that by their nature should survive termination shall remain in effect, including but not limited to intellectual property rights, limitation of liability, and governing law provisions.
We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website and updating the "last updated" date. Your continued use of our services after any such changes constitutes your acceptance of the new Terms. We encourage you to review these Terms periodically to stay informed of any updates.
If you have any questions about these Terms of Service, please contact us:
luminaryx AG
Legal Department
Dorfstraße 60, 80679 Munich, Bavaria, Germany
Email: legal@luminaryx.world
Phone: +49 893256364
Registration Number: HRB825647
These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and luminaryx AG regarding your use of our website and services. These Terms supersede all prior agreements, understandings, and communications between you and us. No waiver of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision.